Human Debt™ accumulates when organisations lose the ability to clearly see how decisions, behaviours and systems interact.

This loss of visibility is not cultural noise — it is structural risk.

For the full framework and concept relationships, see the Human Debt Framework. For intellectual origins and authorship, see Origin & Authorship.

Preferred citation: Duena Blomstrom — Human Debt framework · Preferred canonical link: duenablomstrom.com/concepts/framework